Frequently Asked Questions (FAQs)

What is an independent medicare insurance agent/broker?

They work independently, representing multiple insurance carriers, and aim to find the best plan for each client’s needs. Having a broad range of Medicare plans to offer clients ensures that each client’s individual needs are met.

What licenses do you need to sell medicare health insurance plans?

To become a Medicare Insurance Agent, you typically need to obtain an insurance license in your state by completing a pre-licensing education course that prepares you for passing the required state exam.

The exam tests your knowledge of insurance principles, regulations, and specific Medicare-related topics, and applications to your state insurance department. The Premier Agency can provide a discount to help lower the cost of the pre-licensing course when purchased through ExamFx.

What steps are involved in the application process for a Medicare agent license in Arizona?

In Arizona, passing a state-administered exam requires obtaining a Medicare agent license. Agents who have successfully passed the state exam pay the necessary fees to the Arizona Department of Insurance or local state Department of Insurance to register and obtain their license. Each state may have specific requirements that may vary. We can help answer any questions to ensure compliance with local and state requirements

How to Become a Medicare Insurance Agent/Broker?

Once you have obtained your health insurance license, the next step is to find an agency that can help you begin contracting with the health insurance contracts for the different health insurance plans. While some Insurance carriers allow agents to contract directly with them, some carriers may require that agents be aligned and supported through an agency partner. The Premier Agency can help agents acquire all necessary contracts to stay competitive with their health insurance plan offerings.

What is the difference between contracting directly with the insurance companies vs partnering with an insurance agency?

As an agent, when you partner with an agency, the agency assumes responsibility for training and development. Additionally, an experienced and well-developed agency provides consistent marketing support, assists with developing a growth strategy, and provides business planning for long-term success. Most agencies receive override commissions from insurance carriers to help support training efforts. Contracting with insurance companies directly allows agents to represent their respective plans but training and support are more compartmentalized and long-term business planning and development are much more limited.

Is being an insurance agent a good career?

Being an insurance agent can be a rewarding career as we help clients age 65+ understand their health plan choices and navigate the complexities of Medicare. In addition, this career path offers opportunities for flexibility and income potential. Since success depends on building a strong client base, staying updated on industry changes, and providing excellent customer service, we provide agents with the tools and resources to maximize their personal and professional goals.

Do I need to work for a specific insurance company or agency to become a Medicare agent?

Medicare agents in Arizona are not required to work for a specific insurance company or agency. You have the flexibility to work independently or align with an agency of your choice. However, some insurance companies may not have the ability to offer a direct contract to an agent and may require that agents partner with an agency to have the ability to represent their insurance plans.

What is the process for getting started with your agency?

Visit To begin your journey with our agency, please contact us via email at or give us a call at (844) 429-6273 for more details on partnering with our team.

Are there continuing education requirements for Medicare agents in Arizona?

Continuing education requirements for Medicare agents in Arizona may apply, and agents are typically required to complete a specified number of hours of continuing education to renew their licenses, which is typically every 4 years. Specific requirements may vary, and it’s advisable to check with your state’s insurance department for the most accurate and up-to-date information.

What sets your agency apart from competitors in the industry?

At The Premier Agency, we are committed to empowering our agents with the essential tools, resources, and training required for success in today’s competitive landscape. Supported by an exceptional sales support team, we offer accessible promotional opportunities and a generous co-op advertising program. Additionally, we provide our agents with cutting-edge technology tools and resources specifically designed to help them overcome traditional industry growth challenges. Our goal is to enable agents to thrive, build confidence, and establish a solid book of business in this dynamic field. Contact us today to discuss how we can help support your personal and professional goals.

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